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Stephen Green

Welcome to one of the superior Mortgage Planning and Advice Services in Canada.  
One of the best and up and coming brands, combines 25 years of finance experience with proven results with advice that will get you and your family to your goals!

Better Mortgage Choice. FSRA #13496

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waterloo region association of realtors

Proud Sponsor

Mission Statement

To be the only Mortgage Planning and Advice Service that our clients (and their family and friends) need to accomplish their lifelong goals and dreams.

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NOT an assembly line!
Mortgage Planning at its finest.

We plan our clients from beginning to end.  We are not order takers.  We will ask thought-provoking questions to make sure we understand your goals and can provide experience-driven recommendations.


Incredible Rates and
Lender Access

We are able to offer a vast array of mortgage options, lenders, and rates.  Traditional lenders and non-traditional lenders, we have the ability to be "Mortgage Planners".

How fantastic would it be if you had a plan and access to the products and services to make your plan come to life?

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TD Bank
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RMG Mortgages
First National
CMLS FInancial


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Power of The Collective

We are part of The Financial Collective.  We are not just a one-trick-pony.  We will make sure you leave with your mortgage completed, you meet with our insurance professionals, and connect with our incredible financial planners.  


One. Stop. Shop.  That's the power of The Financial Collective.

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TFC Connected Suite

Our industry leading Suite of Solutions for clients, partners, and mortgage agents.

We ensure all our services and features are Connected.


About Stephen, 
Owner of Stephen Green Mortgages and
Leader of The Financial Collective.

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Stephen Green is a prominent Mortgage Agent, Level 2 and the

visionary leader behind The Financial Collective, formally Stephen

Green Mortgages.

With over 25 years of industry experience, Stephen has secured a

reputation and brand for excellence, having funded over $800 million

in mortgages over a decade. His approach, centered on transparency,

honesty, and effective communication, reflects his commitment to

client satisfaction and industry leadership. He is an industry leader on 

technology processes, automation, and delivering an exceptional 

client experience based on advice.


His team features two assistants, three in-house real estate firm offices he has relationships with as their preferred mortgage provider, and an expanding team of agents as part of The Financial Collective.


He was in the top 20% nationally of mortgage professionals at the bank he worked at and is currently in the top quartile nationally with his current brokerage. He is asked to speak at functions, conferences, and meeting often. He speaks on the topics of market updates, brand development, and building accountability & goals.

Stephen is the host of The Green Effect Podcast, a highly rated podcast that unpacks topics about Finance, Life, and Business.  The podcast is currently in its fourth season and is released weekly.  Addtionally, he is a regular guest on other podcasts offering insights on the current real estate market and technology-based mortgage systems.

Stephen's guiding principles are captured within three quotes:

‌"I don't want to be a product of my environment, I want my environment to be a product of me." - The Departed
"You get what you demand, you encourage what you tolerate." - Tom Landry
Nobody cares, work harder." - Unknown

He is also a retired award-winning volleyball coach.  Stephen started and ran the first House League program in the Waterloo Region as well as Mini & Pee Wee programs and Beach programs.  The program blossomed from the onset growing at a high pace.  All of these programs are now the foundation of that club.  Where Stephen has most excelled is in his coaching of competitive club teams.  He was the first coach in a major club's history to feature a top four finish at Volleyball Canada National Championships with his 17U Girls team.  Over his career, he had only finished out of the top 5 once in Ontario when coaching an age category of 15U and older.  

Personally, Stephen is married, has two grown children, and two furry children named Petey and Lenny. He lives with his family in beautiful Kitchener Ontario Canada.  Stephen and his wife are real estate investors with residential rental properties and an airBNB.

Ready to get started? CLICK HERE to email Stephen directly!

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