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Nine Canadian mortgage calculators, a home value estimate, mortgage tracking and a direct line to Stephen — on your home screen. There is no app store listing, nothing to download and no account to create. You open a link and add it to your phone.
Stephen Green, Mortgage BrokerWaterloo Region · serving all of Ontario
Free to use. Every figure in it is an illustrative estimate, subject to full qualification and final lender terms — it is not an approval.
Built as a web app, which removes most of the friction people associate with installing something.
Nothing to find, nothing to download, no 40MB install and no update prompts. It is a web address that can sit on your home screen with its own icon.
No sign-up, no password, no login screen. Open it and the tools are simply there.
Because it is served from the web, you always have the current version. There is no such thing as an out-of-date copy.
Your starting point — a home value estimate, mortgage tracking, the calculators people reach for most, and the quickest way to start an application.
All nine calculators, each opening in place. The same ones on this website, sized for a phone.
Articles, the penalty explainers, the Smith Manoeuvre, the podcast, the video library and the buyer, renewal, refinance and investor guides.
Call, email or book a time in one tap, share the app with someone, and a short piece about who you are dealing with.
Semi-annual compounding on fixed mortgages, land transfer tax in every province and territory with the first-time rebates, and stress-test logic the way lenders actually apply it.
What does this house cost me?
What does another $20,000 actually cost?
What price can I actually carry?
Every dollar the purchase needs, and when
Every province and territory, with the rebates
When does owning pull ahead — if it does?
Two or three scenarios, side by side
What does this property pay its owner?
Is breaking your mortgage worth the penalty?
Four tabs along the bottom. Shown here in light mode — it follows whatever your phone is set to, and you can override it.
A free automated estimate for your address, through Property Monitor Pro. Useful for tracking direction over time — it is not an appraisal, and no lender will accept it as one. How that works →
Balance, term and renewal date in one place, so the debt side is not something you have to dig out of a lender portal.
Call, email or book a time from any screen. The point of the app is to get you to a straight answer faster, not to replace the conversation.
You can also just use it in the browser and never add it at all. Everything works the same either way.
| iPhone & iPad | Android | |
|---|---|---|
| Open it in | Safari | Chrome |
| Then | Tap the Share button at the bottom of the screen | Tap Install when it is offered, or open the browser menu |
| Choose | Add to Home Screen | Install, or Add to Home Screen |
| Result | TFC icon on your home screen, opens full screen | Same — it appears in your app drawer too |
You can start one from it, but the app itself does not approve anything, price anything or commit any lender. Everything in it is illustrative until a lender says otherwise in writing.
The app loads on a weak connection once you have opened it before. The calculators are live embeds, so they need a signal to run.
A calculator does not know your credit, your lender’s rules or what you are actually trying to achieve. It gets you to a sensible starting point, and then it is worth a conversation.
Based in Waterloo Region, working throughout southwestern Ontario — and able to help buyers and homeowners anywhere in the province.
A mortgage toolkit that lives on your phone: nine Canadian calculators, a home value estimate, mortgage tracking, and a direct line to Stephen. It runs in your browser and can be added to your home screen, where it behaves like any other app.
No. There is nothing in the App Store or on Google Play. You open a web address and, if you want it to stay, add it to your home screen from your browser. That takes two taps and installs nothing.
No. There is no sign-up, no password and no login screen. You open it and everything is there.
No. It is free to use and free to keep.
Open the app in Safari, tap the Share button at the bottom of the screen, then choose Add to Home Screen. It will appear with the TFC icon alongside your other apps.
Open it in Chrome and you will usually be offered an Install button. If not, open the browser menu and choose Install or Add to Home Screen.
Partly. The app itself is stored on your phone once you have opened it, so it will load on a weak connection. The calculators are live embeds, so those need a connection to run.
No. Everything is an illustrative estimate using Canadian semi-annual compounding on fixed mortgages, and is subject to full qualification and final lender terms. Nothing in the app is an approval or an offer.
The same nine calculators, yes. The app adds the home value estimate, mortgage tracking, the reading section and one-tap contact, and it sits on your home screen rather than needing you to find the website.
Yes. It is built for a phone, which is where people actually reach for this, but it opens fine in any browser.
It takes about ten seconds, costs nothing, and means the numbers are there the next time you are standing in someone else’s kitchen wondering what it would cost.