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The Green Effect Podcast.

Finance, life, business and everything in between. Mostly me, talking through the real estate world, what is actually going on in the market, stories from investing, and whatever else is worth saying.

Opinions and general discussion. Nothing in an episode is personal advice, an offer of credit, or a recommendation for your situation.

The Show

Less polished than the website, on purpose

Brand new content with just me gabbing away about the real estate world, personal things going on in my life, stories as an investor, and whatever else fits my fancy. It is not scripted and it is not trying to sell you anything.

If you have read anything else on this site you will know the tone — plain language, actual numbers, and a willingness to say when something is a bad idea. The podcast is that, with less editing.

Opens thegreeneffect.libsyn.com in a new tab. Every episode is there, along with the feed your podcast app can subscribe to.

What Comes Up

Roughly what you can expect

The market, honestly

What is actually happening with housing and borrowing costs in Canada, rather than the version written to get clicks.

Investing, from the inside

My wife and I hold rental property and a short-term rental. The episodes on investing come from having done it, including the parts that did not go to plan.

Running a business

Building something independent, holding yourself accountable, and the unglamorous discipline behind both.

Mortgages, when relevant

Renewals, penalties, strategy. It is the day job, so it comes up — but the show is not a product pitch.

Life, occasionally

Personal things, because a finance show made entirely of spreadsheets would be unbearable.

Guests, sometimes

People worth listening to. If that is you, say so — the door is open.

Come On The Show

Want to be a guest?

If you have something worth talking about — property, business, money, or a story that teaches something — get in touch and tell me what it is.

If You Prefer Reading

The written version

Insights

The mortgage questions people actually ask, answered properly and in writing. Read the articles →

About Stephen

Nearly thirty years in the industry, and why the bank years ended. The background →

Just ask

If an episode raised a question about your own situation, that is a conversation rather than a comment thread. Get in touch →

Common Questions

Questions about the podcast

What is The Green Effect about?

Finance, life, business and everything in between. Mostly Stephen on his own, talking through the real estate world, what is happening in the market, stories from his own experience as an investor, and whatever else is worth saying that week.

Where can I listen?

The show page carries every episode and the feed that podcast apps read. Open it in your browser, or subscribe from the app you already use.

How often do episodes come out?

It is not on a fixed schedule. Episodes go up when there is something worth an episode rather than to fill a slot.

Is it a mortgage show?

Not exactly. Mortgages come up because that is the day job, but the show is broader — investing, running a business, and the money decisions people actually face.

Can I come on as a guest?

Yes. If you have something worth talking about, get in touch and say what it is.

Do I need to be a client?

No. It is a public show and there is nothing to sign up for.

Heard something that applies to you?

Episodes are general by necessity — your mortgage is not. If something landed close to home, that is worth twenty minutes on a call.