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What clients actually say.

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Reviews are published and hosted by Google and by Rate-My-Agent. They reflect those clients’ own experiences and are not a promise of any particular outcome.

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More than 100 five-star reviews from clients across Ontario, posted under their own Google accounts. Read them on Google ↗

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In Their Own Words

What clients wrote on Google

All 92 of them, newest first and reproduced in full — not a hand-picked few. There are 107 on the Google listing altogether; the difference is 15 people who left a star rating without writing anything. Read every one, unfiltered, on Google ↗

Where do I even begin, moving from Montreal QC to Ontario was a very big change Stephen guided me every step of the way any time I had a question no matter what time of day he was available to help me, when stress kicked in he took such good care of me. I can’t thank Stephen enough so professional so easy good and when times became stressful he always knew how to make me laugh and stay calm. I couldn’t have done this without him. I would recommend him to anyone!! Your in absolutely amazing hands I promise you’ll be taken care of. Stephen will always be my go to can’t wait to do future business. I also love the fact that he still checks in to make sure everything is ok he has a great heart, he doesn’t forget about his clients. Thank you so much for everything you and your team did and thank you for taking amazing care of us

Meg Nutt★★★★★August 2026 · Google

Amazing help and made the entire process of purchasing our first home so much less stressful.

Owen Bennett★★★★★August 2026 · Google

Have known Stephen through the real estate world , and used his expertise personally this past month when my mortgage was up for renewal .... he accomplished items that I truly didnt think were going to be do able .... the stress he has alleviated in " tidying up" some items is nothing short of remarkable !! Friendly, knowledgeable, speedy, professional and explains the best scenarios and why . ... puts you in a financial strategy for the years to come with follow ups planned etc ., Over the moon 🌙, so happy with this whole experience from start to finish ! Thank you Stephen and staff and associates he works with !

Angie Baker★★★★★August 2026 · Google

Stephen was so knowledgeable and walked us through the entire process. We would highly recommend him to anyone looking at purchasing a home.

Patricia Fletcher★★★★★August 2026 · Google

My wife and I were looking to purchase a cottage but didn't really know where to start. After meeting with Stephen he went through all the processes and made our decision much easier. A month later we are the proud owners of a new cottage.

Steve W★★★★★August 2026 · Google

Stephen has helped us every step of the way through securing the right mortgage for us, understanding the financing and affordability, and answering any and all of our questions. Stephen is always available to chat whenever we need, and provides all the resources and information we’ve required through our first home purchase. He is very good at his work and we recommend him to anyone looking for a skilled and knowledgeable mortgage broker!

Amy Ruth★★★★★July 2026 · Google

Stephen was an incredible help in finding me a mortgage. He took the time to explain everything clearly and thoroughly, making sure I understood every step of the process. Whenever I had questions, he was always there with answers and made me feel supported from start to finish. I truly appreciate his patience, professionalism, and dedication.

Thank you, Stephen, for helping make my new beginning possible!

Rebecca Allen★★★★★July 2026 · Google

Stephen Green really helped me to secure the right mortgage heading into retirement. He was very knowledgeable about the different options available and excellent at explaining the pros and cons of each. Stephen was always in contact during the application process and helped me navigate it's complexities without issue. When a problem came up with the transfer of the mortgage from my previous lender he contacted me immediately with next steps and kept at it until everything was finalized. I would highly recommend Stephen!

Greg Hillis★★★★★July 2026 · Google

We had Stephen as our mortgage specialist for over 5 years and we couldn’t ask for better and more knowledgeable person to help us with our mortgage. If you want a no hassle mortgage specialist, Stephen is your guy !

Laura Letson★★★★★June 2026 · Google

The team at The Financial Collective were consistently the least stressful part of my first-time home purchase. I worked with Bryan, and he went above and beyond to answer my questions, put to rest any concerns, and check in on the home buying progress regularly. He explained everything in relatable terms, listened to what I was looking for, and always had my best interest in mind. It was great having him and The Financial Collective in my corner, and I will be recommending them to anyone needing a mortgage broker in the future.

Julie Barkun★★★★★June 2026 · Google

If your looking for a competent friendly mortgage broker this is your guy!

Stephen Hildebrand★★★★★June 2026 · Google

Stephen is a fantastic mortgage broker who I have referred many of my clients to.

Cam Dykstra★★★★★June 2026 · Google
Read the other 80 reviews

We had an excellent experience working with Stephen Green for our first home mortgage. Stephen was incredibly patient, explained everything thoroughly, and was reassuring throughout the entire process. He took the time to answer all of our questions and made what could have been a stressful experience feel manageable and straightforward. He was personable, understanding, and very, very responsive whenever we needed him. We felt supported every step of the way. One thing we really appreciated was Stephen’s support while getting our documents ready. Trusting his guidance made the experience much smoother and helped us feel confident in every decision along the way. We highly recommend Stephen!

Melissa Murray★★★★★May 2026 · Google

Excellent service, punctual , and a pleasure to deal with.

Josh Dressler★★★★★May 2026 · Google

I had an incredible experience working with Stephen Green as my mortgage broker. He worked so hard to find us the right mortgage for our situation and made the entire process feel easy and stress-free. He got us approved quickly. His communication was amazing, always answering all our questions, and as a first time home buyer we had a lot. Stephen truly goes above and beyond for his clients, and you can tell he genuinely cares about getting the best outcome for you. I would highly recommend him to anyone looking for a dedicated, reliable, and hardworking mortgage broker.

Emily Scott★★★★★April 2026 · Google

As a realtor, who I refer my clients to matters a lot, and Stephen has been one of my most trusted mortgage brokers for years. His experience in the industry really shows when it comes to problem solving and navigating more complex situations. What stands out most is how clearly he explains everything to clients — he has a way of making the mortgage process easy to understand so buyers feel confident and informed rather than overwhelmed. My clients consistently have great experiences working with him and I’m always happy to recommend him.

Heather Reich★★★★★March 2026 · Google

Stephen helped us purchase our first home and kept us updated step-by-step, as we had never done this before. Would recommend him to anyone.

Kayl Uith★★★★★February 2026 · Google

Stephen was a pleasure to work with, I would highly recommend his services! Thank you Stephen!

Rebecca Linka★★★★★January 2026 · Google

Having never used a mortgage broker before we really did not know what to expect going into this. It turns out I wish we would have found Stephen and the Financial Collective sooner! Stephen is a super nice guy, easy to talk to and knows his stuff. Really impressed overall. I would definitely recommend him if you are getting into a mortgage for the first time or if it is coming up time for a renewal!!

Craig Osborn★★★★★December 2025 · Google

Stephen helped me secure a mortgage for my first home purchase. I could not be happier with the service that he provided and the smile he brought to my face each time we met. Stephen is both professional and fun. This combination of attributes makes Stephen an excellent and trusted source for all your mortgage needs.

Glennie Ludwig★★★★★November 2025 · Google

Had the pleasure of meeting and working with Stephen and his team . Was nothing less than excellent service and efforts. Would highly recommend him to anyone who is in the position of mortgage and house service

kevin saliba★★★★★November 2025 · Google

The easiest mortgage experience I've ever had! All my questions were answered and he turned a potentially stressful time into an easy process. Thanks Stephen!

Sam Richtaritsch★★★★★November 2025 · Google

Stephen helped us out in many ways getting things in line for our new home! Thank you so much!

Braeden Vanhooydonk★★★★★November 2025 · Google

We worked with Stephen for our first mortgage and then our renewal. Stephen is all the things you want in a broker - knowledgeable, friendly, patient and responsive - but he also goes beyond. He spent a long time helping us look at options only for us to go back to our original lender. He was so graceful and understanding. But after some consideration, we realized the options he had given us were much better and so we came back and he helped us close a new and better deal. This level of understanding, flexibility and patience within a complex decision making process has made us loyal clients for life (although he found us such a great deal we might not actually need a mortgage for that much longer!). Highly recommended.

Charlotte Hancock★★★★★November 2025 · Google

Amazing, and thorough service from Stephen and his team. Very informative, communicative and reliable. All the financials of getting a mortgage as a first time home buyer seemed intimidating but Stephen made the process so simple yet so informative. I highly recommend working with Stephen Green.

saajan★★★★★October 2025 · Google

Stephen was great for us as first time home buyers and was very informative and helpful throughout the whole process

Kris Rosie★★★★★October 2025 · Google

Very thorough servie. Good communication and quick responses to questions or concerns. Very much recommended.

Kenton Frey★★★★October 2025 · Google

Stephen is a fantastic mortgage agent! He helped us with our first home purchase. He's extremely knowledgeable and genuinely wants the best for his clients. He made the whole process smooth and went above and beyond. Would highly recommend, and will definitely be using him in the future!

Faith Dube★★★★★September 2025 · Google

Stephen has helped us through many deals, personal and investment and I wouldn’t use anyone else. No matter the complexity or the obstacles, he is cool-headed with a wealth of knowledge and solutions. He is very responsive and communicative with a fastidious attention to detail. HIGHLY recommend for any of your mortgage needs.

he mulke★★★★★September 2025 · Google

Nothing but perfect stephen is. Highly recommend

Jake Osborn★★★★★September 2025 · Google

We worked with Stephen to purchase our first home and we had a great experience. He was really helpful throughout the process, walking us through what the process would look like, reaching out with updates and reminders, finding a great rate and answering all of our questions. Thanks Stephen!

Diego Tenorio★★★★★September 2025 · Google

I can't say enough good things about Stephen. Right from the start he made things feel manageable and under control and really led the whole process so we could focus on the other moving parts of our sale and purchase. We would highly recommend Stephen and can't thank him and the team enough for all the work and help.

Dave Pooley★★★★★August 2025 · Google

I’ve had the pleasure of working with Stephen Green as a realtor, and I couldn’t recommend him more! He is knowledgeable, responsive, and truly goes above and beyond to ensure a smooth lending process for my clients. His ability to navigate challenges and find the best solutions has made a huge difference in our transactions. If you’re looking for a mortgage professional who is dedicated, reliable, and great to work with, Stephen Green is the one!

Lisa Richter★★★★★August 2025 · Google

Stephen was amazing and helped my husband and I navigate the process of applying for a mortgage and buying our first home. He gave us all the information we needed and made the whole situation so easy. We would recommend him to anyone looking for a first mortgage!

Emily Black★★★★★August 2025 · Google

Stephen is passionate about helping people navigate their way through obtaining and understanding their mortgages. He was patient, kind, and quick to respond to the million and one questions I had along the way. I highly recommend Stephen to anyone looking to obtain a mortgage and look forward to working with him for years to come.

Tyler Barrand★★★★★August 2025 · Google

Stephen is immensely knowledgeable with the asset of being patient when lots of questions being asked. He solves problems and complicated situations with attention to the small details. Highly recommend his services.

Claudine Boulert★★★★★August 2025 · Google

As a Real Estate Agent, I confidently refer my clients to Stephen Green because I know they’ll be in great hands. He is professional, knowledgeable, and always goes the extra mile to ensure a smooth mortgage process. My clients appreciate his clear communication and dedication, making home buying a much easier experience. Highly recommend!

Carolyn Lund★★★★★August 2025 · Google

From start to finish, the experience was seamless and stress-free. Stephen Green took the time to truly understand my needs and found the perfect mortgage solution for me. What really stood out was the incredible communication. He kept me informed every step of the way, answering all my questions with patience and expertise. If you’re looking for someone who is professional, knowledgeable, and truly has your back, I highly recommend Stephen. Thank you for making this process so positive!

Steve Pletz★★★★★August 2025 · Google

Stephen worked hard for us from the begging getting a pre approval all the way through to our closing having difficulties. Stephen went out of his way to advocate for us and make sure things got done in a professional and timely manner! Stephen was always available via e mail or phone call to answer any questions we had ( even the ones that may seem silly as we were first time home buyers and had 0 idea what we were doing) We can't wait to work with you in the future!

Megan Granger★★★★★August 2025 · Google

Stephen is one of the top Mortgage Brokers I've had the pleasure of working with. He is very responsive and he's great at following up. He always keeps me up to date with what is going on. I would definitely recommend reaching out to him for any of your mortgage needs.

Ann Benstead★★★★★August 2025 · Google

Stephen was very informative and helped us a lot as first time homebuyers! He was always there to answer questions and check in. Stephen made sure the process was as smooth as possible for us. Thank you for all of your help!

Caitlin Tangen★★★★★August 2025 · Google

Stephen is an amazing source of knowledge in everything that has to do with the Housing and Mortgage Industry. He is continuously staying abreast of the latest mortgage changes and is a strong resource for our team of Real Estate Experts. He also provides a service level beyond expectations to all of our clients! Thank you Stephen!

Kimberley Butler★★★★★August 2025 · Google

Stephen Green is such a fantastic mortgage agent- I highly recommend! He is knowledgeable and always on top of the latest mortgage products and trends, he is responsive and quick to respond to clients, and always does a great job! Call Stephen for all your mortgage needs!

Jackie Pfeffer★★★★★August 2025 · Google

Stephen was amazing. He took the time to explain everything to me and was so patient with all of my questions. Would highly recommend him if you are looking to purchase your own home. 5 ++++ stars!!!!!

Tina★★★★★August 2025 · Google

I have referred clients and family members to Stephen, and the feedback I received from those he helped was very positive. They appreciated that he kept them informed throughout the entire process and was always on top of things. From my personal interactions with Stephen, I learned that he is organized and stays informed about current mortgage trends. He is the first person I turn to when I need updated information.

Mila Kolovic★★★★★August 2025 · Google

Stephen is always at the top of my referral list. He has proven to be a trusted partner, consistently providing valuable information and staying on top of the latest developments in the industry. I know I can count on Stephen to answer any questions promptly and with expert knowledge. His professionalism and reliability make him an invaluable resource.

Christine Vander Heyden★★★★★August 2025 · Google

I’ve been working with Stephen for years, and I can confidently say he’s the only person I trust and refer for mortgages. As a real estate agent, I believe that the professionals I recommend are a direct reflection of myself, and the company you keep in business says a lot about you. That’s why I’m proud to refer Mr Green to all of my clients. His wealth of knowledge and insight into the financial market is something I consistently lean on to better understand the financial temperature and guide my clients with confidence. Time and time again, my clients have come back to me with glowing reviews about their experience with him, praising his expertise, professionalism, and ability to make the mortgage process stress-free. If you’re looking for a mortgage broker who is knowledgeable, reliable, and puts your best interests first, I can’t recommend Stephen Green enough. He’s simply the best in the business!

Kyle McCann★★★★★August 2025 · Google

Stephen is great to work with. If you need help with mortgages or any lending he’s your guy. He works with lots of lenders and will get you approved even if you are turned away by the big banks. Highly recommend!

Shawn Routenburg★★★★★August 2025 · Google

Stephen knows his stuff! He explained everything very well and was able to answer all our questions with lots of details. We could tell he really enjoys what he does. We highly recommend Stephen 👍

Cathy Watson★★★★★August 2025 · Google

I’ve worked closely with Stephen throughout this past year, and boy does he know what he’s talking about. With years of experience upon him, he is knowledgeable, efficient, honest, and does a great job with customer service. I highly recommend his services!

Bryan Braga★★★★★August 2025 · Google

Highly recommended Stephen. We had a great experience working with him. He was easy to work with, reliable and did what he said he was going to do.

Byron Caceros★★★★★August 2025 · Google

Stephen is knows mortgages inside out. He is very personable and honestly one of the best people to work with!

Reni M. George★★★★★August 2025 · Google

I've been working with Stephen Green for years. He has treated my clients very well and gives me confidence that that it will be a smooth process.

Jordan Regan★★★★★August 2025 · Google

A wealth of information! First time home buyers need Stephen on their "fav" contact list!

Cindy kellett★★★★★August 2025 · Google

Steven was very easy to understand and get things done Thank You so very much Laurie & Jim Fleming

Laurie Fleming★★★★★August 2025 · Google

Always has taken great care and attention to detail with my clients I've sent him!

Dan McCulloch★★★★★August 2025 · Google

Great experience, easy communication and no issues when sending clients and working with him on my personal mortgage.

Meghan Wright★★★★★August 2025 · Google

Great mortgage broker, great communication and great product.

Brad Howard★★★★★August 2025 · Google

Seamless experience and help through the whole process.

Bryan Sodawater★★★★★August 2025 · Google

Stephen is AMAZING to work with! He is professional, knowledgeable, caring, and has a great sense of humor. Stephen promptly addressed all our questions about our mortgage renewal, making the entire process seamless from start to finish. Thank you so much for guidance and support!! We appreciate you! 😊

Rachel V★★★★★August 2024 · Google

Had a great experience working with Stephen. Stephen ensured a good mortgage and was very helpful through the whole process. He made the journey very smooth and easy,

Anika Rahman★★★★★August 2024 · Google

We have worked with Stephen on many occasions. His wealth of knowledge and experience is invaluable. Stephen makes a very intricate process easy to understand, almost enjoyable. Excellent personality and very attentive.

D. Young★★★★★August 2024 · Google

Stephen came highly recommended from our Realtor and it didn't take long for us to realize that we had definitely made the right choice! As first time home buyers we had lots of questions and did not know what to expect during the whole process. Stephen took the time to answer all of our questions and was with us every step of the way until we closed on the property. Thank you for your patience and guidance as we purchased our first home!

Melinda★★★★★August 2024 · Google

Working with Stephen is great, he made the whole process so easy. He's very knowledgeable, takes the time to make sure you understand your options and keeps you updated through the whole process.

P R★★★★★August 2024 · Google

My husband and I just purchased our first home and Stephen was an absolute delight to work it. His expertise and attention to detail is just what we needed to be able to successfully close on our property. Highly recommend for any financial needs. Would definitely use again!

Lisa Williams★★★★★August 2024 · Google

Stephen was absolutely wonderful to work with! Highly recommend 🤩thanks again Stephen for your help making our first home purchase happen -Andy & Jess

Jess McCann★★★★★August 2024 · Google

Thank you Stephen and we were really to get your services and it made a huge difference in our first home purchase and basically you took away my stress in the home buying process as ensuring a good mortgage is the key. You definitely deserve a five star rating. Thanks again!

Gurpreet Singh★★★★★August 2024 · Google

Best pain free experience ever! Stephen Green is professional, courteous and knows the business Very personable and a pleasure to deal with. I highly recommend him.

Grace Osborn★★★★★August 2024 · Google

An amazing service. He was able to get us the mortgage we were looking for and we bought a House🎉. Thank you Stephen.

Dena Moe★★★★★August 2024 · Google

Stephen you are the best Mortgage broker ever.

Hind Elnor★★★★★August 2024 · Google

Stephen is an exceptional mortgage agent. His professionalism, knowledge, and dedication to his clients is evident from start to finish. He communicated clearly, kept us informed, and answered all questions quickly. Stephen's ability to simplify the mortgage process was invaluable. He presented the best mortgage options, ensuring my client got the best deal. His friendly demeanor and genuine care for clients made the experience seamless and enjoyable. I highly recommend Stephen to anyone in need of a top-notch mortgage professional. His expertise and commitment make him a true asset to any real estate transaction. Thank you, Stephen!

Simon Royer★★★★★August 2024 · Google

Stephen is an amazing person to talk to very knowledgeable and only gives the best advice and Looks out for you best interest 100% of the time. I actually needed Stephen after I could not get financing on a property due to a minor well issue. With tight deadlines he worked his magic and made it happen . Highly recommend!

kyle walker★★★★★August 2023 · Google

My husband and I have two investment properties, and when it came time to renew our mortgages, we called Stephen on the recommendation of our realtor. Since day one of working with Stephen, we've had a fantastic experience: he's very prompt to respond to our questions, and outstanding in his knowledge. Very thorough, detail-oriented, puts clients first and really listens to our current situation and our goals. Stephen helped us every step of the way, and saved us a good chunk of money, to boot! Highly recommend him. Thanks, Stephen!

Teresa Brown★★★★★August 2023 · Google

Stephen was knowledgeable, honest and extremely helpful during the process. He got back to us quickly and made sure we understood what we were getting into. We very much appreciated his handling of our first home purchase and would absolutely recommend him and use him in the future.

Chelsea Keenan★★★★★August 2022 · Google

I absolutely love working with Stephen. He is very thorough and detail oriented with my clients and takes the time to clearly explain the mortgage approval process. He is very hands on and takes the time to work with agents and their clients for everyone’s success on every transaction.

Jodi Purdie★★★★★August 2022 · Google

Stephen was a pleasure to work with. Other banks had treated me like a number but not Stephen. He got to know me, my situation, and helped me navigate the financing like a champion. Super glad I got introduced to Stephen and would highly recommend for anyone looking for a solid Mortgage Specialist!

Jeff★★★★★August 2022 · Google

Helped us every step of the way to achieve home ownership! Thank you, Stephen!

Maureen Baker★★★★★August 2022 · Google

Stephen Green and his team have been amazing mortgage advisors and specialist to us and our business. I have used Stephen on 3 real estate deals to date, and everytime the process has been smooth and efficient. Everytime Stephen is able to secure the best rate and deal possible to make our property purchases a success. I would recommend him for your next property purchase

Alexandre Leclerc★★★★★August 2022 · Google

Stephen and Cindy made my first renewal experience a great one with competitive rates. The service was fantastic, they were very responsive even off hours at times and took the time to walk through all of my questions with me. Would absolutely recommend reaching out to them.

timbertko★★★★★August 2022 · Google

Cindy and Stephen were great too work with. The level of knowledge is unparalleled. They both take the time to explain to you all of the various options and point you in the right direction that works best for you. Cindy is prompt and on top of all documents/items needed. I would highly recommend Stephen and his team. Thanks again for everything you have done for me.

Cody★★★★★August 2021 · Google

Stephen provided terrific service, is very knowledgeable, and was fun to work with. I will definitely be reconnecting with Stephen for my next mortgage.

Thomas Waites★★★★★August 2021 · Google

Thanks Stephen and Cindy for making this transacation so easy and quickly. We have come to you many times over the last few years, and you have always come through for us, and have always been willing to answer any questions we have. You two make a great team, and RBC is lucky to have you both!

Carlos Ferreira★★★★★August 2021 · Google

Helpful, friendly, answered all questions fully. Super easy to work with!

Frankie Condon★★★★★August 2021 · Google

Stephen and Cindy are very helpful and good at what they do.

Roshan Nanua★★★★★August 2021 · Google

Stephen and Cindy are amazing to work with. They are diligent, professional, and at the end of the day get the job done with great rates. I 100% recommend them. If you’re interested in the mortgage world, check out Stephen’s YouTube channel too.

Mark D★★★★★August 2021 · Google

Stephen is great to work with. He is knowledgable, responsive and has a fast turnaround time for mortgage approvals. I would highly recommend him!

Annabell Tranter★★★★★August 2020 · Google

I have worked with many mortgage agents directly from banks as well as mortgage brokers. It’s an understatement to say Stephen is the best I have come across in Ontario specifically for residential mortgage. Not only he tells you upfront what’s possible, he also makes it happen without any hiccups once he has given its word. I would do business with him over and over again without batting an eyelid.

ganesh nathella★★★★★August 2020 · Google

Stephen is very quick to respond to any questions or concerns we had! Can't wait to work with him again in the future!

Barry & Tammy Smith★★★★★August 2020 · Google

Stephen is friendly, professional, helpful and very knowledgeable. I highly recommend him and his team!

Craig Carmichael★★★★★August 2020 · Google

Stephen takes the time to understand his clients needs and explain the process. He works hard to get them the best possible rates. He is Very knowledgeable and always replies promptly.

Jennie Fisher★★★★★August 2020 · Google

Stephen was great to deal with. He was able to get me the best rate I could find anywhere. I would highly recommend and will defiantly be using his service again in the future

steve hallman★★★★★August 2020 · Google

He was very prompt in his work n gave us the best rate. Super

Manjiri Pradhan★★★★★August 2020 · Google
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