Unlocking the Mysteries: Pre-Qualification vs. Pre-Approval in Canadian Mortgages
Navigating the Canadian real estate market can be an exciting yet complex journey, especially when it comes to securing financing. Two...
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Green Thoughts -
Our Blog
Welcome to Green Thoughts!
This blog is all about Canadian Real Estate, Mortgages, News. Anything that helps you, our incredible clients, navigate the world of real estate and mortgages.
Enjoy!
Stephen Green
- Nov 9
- 3 min
Budgeting Towards Homeownership
Transitioning from renter to homeowner is one of the biggest decisions you’ll make throughout your lifetime. It can also be a stressful...
10 views0 comments
Stephen Green
- Oct 26
- 3 min
Importance of Regularly Checking Your Credit
Your credit score is a critical financial indicator that can significantly impact your financial well-being and opportunities. In Canada,...
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Stephen Green
- Oct 12
- 3 min
Considerations for Buying a Property to Use as an Airbnb in Canada
Are you considering buying a property in Canada with the intention of using it as an Airbnb rental? With the rise of the sharing economy...
21 views0 comments
Stephen Green
- Sep 28
- 3 min
Investing in Canadian Real Estate: A Wise Long-Term Investment
Yes, I know right now, the real estate landscape seems “a bit off”. But this blog post is all about the historic benefits of being a...
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Stephen Green
- Sep 14
- 2 min
Advantages to Living in a Condo
Living in a condo in Canada offers several advantages, which may vary based on your personal preferences and circumstances. Here are some...
25 views0 comments
Stephen Green
- Aug 31
- 3 min
Understanding the Appraisal Process in Canada: What Appraisers Look For
In the realm of real estate, appraisers play a crucial role in determining the value of properties. Whether you're buying, selling, or...
20 views0 comments
Stephen Green
- Aug 17
- 2 min
10 Stategies to Manage Unsecured Debt
Managing unsecured debt requires careful planning, discipline, and a proactive approach. Unsecured debt includes credit card debt,...
12 views0 comments
Stephen Green
- Aug 3
- 3 min
Unlocking Home Equity: A Comprehensive Guide to Reverse Mortgages in Canada
As Canadian homeowners approach retirement, they often seek ways to tap into their most significant asset – their home – to secure...
28 views0 comments
Stephen Green
- Jul 6
- 3 min
Advice for Credit Challenged Clients
In today’s economic climate of tighter credit requirements and increased unemployment rates taking their toll on some Canadians, there’s...
13 views0 comments
Stephen Green
- Jun 22
- 3 min
Buying Versus Renting
At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a...
33 views0 comments
Stephen Green
- Jun 8
- 2 min
Examining No-Frills Mortgage Products
While No-Frills mortgage products typically offer a lower – or more discounted – interest rate when compared with many other available...
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Stephen Green
- May 25
- 2 min
Getting a Mortgage Pre-Approval
If you are looking for a new home, be sure you are pre-approved. With a mortgage pre-approval, a licensed mortgage professional can do a...
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Stephen Green
- May 6
- 2 min
Have You Considered Refinancing to Pay Off Debt?
With rising interest rates and household debt increasing, this may be the perfect time to get the New Year off to a fresh start by...
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Stephen Green
- Apr 22
- 3 min
Leasing or Buying a Vehicle Impacts Your Debt Ratios
The question of whether it’s better to lease or buy a vehicle is a common dilemma. And do you buy or lease a new or used vehicle? The...
17 views0 comments
Stephen Green
- Apr 10
- 1 min
Will My Credit Score Drop When You "Pull" My Credit For A Mortgage Application?
This is SUCH a common question. Let's address this as it's probably the most asked question I get when meeting with new clients. Right...
45 views0 comments
Stephen Green
- Mar 26
- 1 min
Why Use a Mortgage Professional
There are generally two ways to get a mortgage in Canada: From a bank, or from a licensed mortgage professional. While a bank only offers...
27 views0 comments
Stephen Green
- Feb 22
- 10 min
Tax-Free First Home Savings Account
Credit: https://www.cpacanada.ca/en/business-and-accounting-resources/taxation/blog/2022/november/faqs-tax-free-first-home-savings-accoun...
53 views0 comments
Stephen Green
- Feb 21
- 3 min
Deciding Which Type of Home to Purchase
There is an endless supply of different types of homes available for purchase – ranging from condos to townhouses to fully-detached...
25 views0 comments
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