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Mortgage Agent
Edge

Mortgage Agent Edge is The Financial Collective’s professional development arm, equipping Canadian mortgage agents with the skills, systems, and community to build lender-ready files and grow a resilient business. We combine elite underwriting training, plug-and-play templates and tools, and mentorship-driven cohorts with a modern, data-first approach so you can deliver approvals with confidence and scale your business.

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Upcoming Sessions

Build the underwriting skills, systems, and confidence that fund deals.

Mortgage Agent Edge is The Financial Collective’s professional development arm, equipping Canadian mortgage agents with elite training, plug-and-play templates, and a mentor-led community to turn more applications into approvals.

Who We Help

Ambitious new and growing mortgage agents across Canada who want to:

  • Understand what lenders actually look for (beyond marketing and lead gen)

  • Write lender-ready underwriting notes that get to “yes”

  • Reduce revision loops, cut time to approval, and improve client outcomes

  • Build a repeatable file-flow system that scales with their business

What You’ll Get Here

  • Expert-led training focused on practical underwriting and file flow

  • Copy-paste templates and checklists used daily inside The Financial Collective

  • Cohort community + WhatsApp group for real-time Q&A and networking

  • Direct file feedback on live deals (with optional add-on reviews)

  • Canada-specific workflows (docs, ratios, insurer nuances, lender expectations)

Programs & Formats

We offer live cohorts, workshops, and on-demand intensives designed to move you from theory to funded:

  • Foundations: underwriting essentials, file flow, lender expectations

  • Applied Workshops: case-study rebuilds, mitigation phrasing, exception strategy

  • Toolkits & Templates: underwriting notes framework, income verification checklists, GDS/TDS calculators, down-payment/AML guides

  • Mentorship: community support, office hours, and optional 1:1 consults

How Our Cohorts Work

  • Enroll via our sign-up form and secure your seat.

  • Kickoff & resources: immediate access to templates, calculators, and checklists.

  • Weekly live training: 60 min instruction + 30 min case work + 30 min Q&A.

  • Apply & submit: optional file reviews with concise, actionable feedback.

  • Graduate with confidence: earn your certificate and a repeatable file-flow system.

What’s Included (Typical Cohort)

  • Live instruction (recordings included for a limited time)

  • Underwriting Notes Template (Mitigation Notes & Updates)

  • Income Verification Checklist (salary/hourly/commission/self-employed)

  • Down Payment & Large Deposit playbook (AML-aware)

  • GDS/TDS calculator sheet (Zoho Sheets-ready)

  • Case Study Workbook (strong / borderline / weak)

  • Private WhatsApp community for ongoing support

  • Certificate of Completion (digital + print)

Why Agents Choose Mortgage Agent Edge

  • Canadian underwriting, Canadian rules. No U.S. guesswork.

  • Lender-first thinking. Learn how underwriters actually evaluate files.

  • Immediate utility. Tools and phrasing you can use in your next submission.

  • Mentorship that sticks. Feedback on real files, not hypotheticals.

  • Community for momentum. Stay accountable, ask questions, share wins.

Pricing & Enrollment

  • Simple, transparent tiers for individuals and teams.

  • Standard Seat – full cohort + resources

  • Pro Seat – Standard + extra file reviews + 1:1 consult

  • Team Bundles – discounted seats for brokerages and teams

Meet Your Instructor

  • Stephen Green — top-performing Canadian mortgage agent and founder of The Financial Collective. Stephen is known for underwriting clarity, clean file flow, and lender-ready notes that remove friction and speed approvals. He teaches what he uses daily—no fluff, just the tools and judgment you need to win.

  • About Stephen: LinkedIn  Website

Frequently Asked Questions

  • Is this for brand-new agents?
    Yes. If you can generate a lead but struggle to structure files, you’ll get immediate value. Intermediate agents use it to tighten file flow and reduce revision loops.

  • Will I get recordings?
    Yes—cohort replays are available for a limited time for enrolled students.

  • How does file feedback work?
    Submit your underwriting notes (real or anonymized) through our portal. Expect concise, practical comments you can implement immediately.

  • What’s the refund policy?
    There are no refunds once you register.

  • Do you offer private training for teams?
    Yes. We deliver brokerage intensives and custom workshops.

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