top of page
Green Thoughts -
Our Blog
Welcome to Green Thoughts!
This blog is all about Canadian Real Estate, Mortgages, News. Anything that helps you, our incredible clients, navigate the world of real estate and mortgages.
Enjoy!
Summary of Major Mortgage Changes in Canada Effective December 2024
Starting December 15, 2024, new mortgage rules are set to make the dream of homeownership more attainable for Canadians, especially...
Stephen Green
Dec 23, 20242 min read
Will 2025 be your time to buy (finally)?
The buzz around what the 2025 market could bring for real estate is palpable this month, and with good reason. But will this be the right...
Stephen Green
Dec 5, 20242 min read
Debunking Common Myths About Mortgage Default Insurance in Canada
When it comes to mortgage default insurance in Canada, misconceptions abound. Many homebuyers are unclear about what this insurance...
Stephen Green
Jul 17, 20243 min read
The Importance of Reviewing Condo Corporation Documents Before Buying a Home with a Condo Fee in Canada
Buying a condominium in Canada can be an exciting venture, offering numerous benefits such as access to shared amenities and a...
Stephen Green
May 22, 20243 min read
Buying a Home Without a Financing Condition: Is It Worth the Risk?
Purchasing a home can be one of the most exhilarating experiences in life, particularly in a fast-paced real estate market like Canada’s....
Stephen Green
May 9, 20242 min read
Navigating the Canadian Housing Market: The Starter Home Advantage
As a cornerstone of the Canadian dream, homeownership remains a pivotal goal for many. Amidst fluctuating economic conditions and a...
Stephen Green
Apr 11, 20242 min read
Navigating the Tides: Understanding Sellers' and Buyers' Markets
In the dynamic world of real estate, the terms "sellers' market" and "buyers' market" are frequently bandied about. These phrases offer a...
Stephen Green
Mar 27, 20243 min read
Navigating the Risks: The Perils of Condition-Free Offers in the Canadian Housing Market
In the competitive arena of the Canadian housing market, the pressure to stand out as a buyer can lead to the decision to present an...
Stephen Green
Mar 13, 20243 min read
Unlocking Peace of Mind: The Crucial Role of Home Inspections in Canadian Homebuying
Buying a home is a thrilling adventure, but beneath the surface of excitement lies a landscape of crucial decisions, and perhaps the most...
Stephen Green
Dec 7, 20232 min read
Unlocking the Mysteries: Pre-Qualification vs. Pre-Approval in Canadian Mortgages
Navigating the Canadian real estate market can be an exciting yet complex journey, especially when it comes to securing financing. Two...
Stephen Green
Nov 23, 20232 min read
Budgeting Towards Homeownership
Transitioning from renter to homeowner is one of the biggest decisions you’ll make throughout your lifetime. It can also be a stressful...
Stephen Green
Nov 9, 20233 min read
Importance of Regularly Checking Your Credit
Your credit score is a critical financial indicator that can significantly impact your financial well-being and opportunities. In Canada,...
Stephen Green
Oct 26, 20233 min read
Understanding the Appraisal Process in Canada: What Appraisers Look For
In the realm of real estate, appraisers play a crucial role in determining the value of properties. Whether you're buying, selling, or...
Stephen Green
Aug 31, 20233 min read
Buying Versus Renting
At some point in their lives, most Canadians have probably asked themselves whether it is better to buy or rent a home. And purchasing a...
Stephen Green
Jun 22, 20233 min read
Examining No-Frills Mortgage Products
While No-Frills mortgage products typically offer a lower – or more discounted – interest rate when compared with many other available...
Stephen Green
Jun 8, 20232 min read
Getting a Mortgage Pre-Approval
If you are looking for a new home, be sure you are pre-approved. With a mortgage pre-approval, a licensed mortgage professional can do a...
Stephen Green
May 25, 20232 min read
Leasing or Buying a Vehicle Impacts Your Debt Ratios
The question of whether it’s better to lease or buy a vehicle is a common dilemma. And do you buy or lease a new or used vehicle? The...
Stephen Green
Apr 22, 20233 min read
Why Use a Mortgage Professional
There are generally two ways to get a mortgage in Canada: From a bank, or from a licensed mortgage professional. While a bank only offers...
Stephen Green
Mar 26, 20231 min read
Tax-Free First Home Savings Account
Credit: https://www.cpacanada.ca/en/business-and-accounting-resources/taxation/blog/2022/november/faqs-tax-free-first-home-savings-accoun...
Stephen Green
Feb 22, 202310 min read
Deciding Which Type of Home to Purchase
There is an endless supply of different types of homes available for purchase – ranging from condos to townhouses to fully-detached...
Stephen Green
Feb 21, 20233 min read
bottom of page