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Green Thoughts -
Our Blog
Welcome to Green Thoughts!
This blog is all about Canadian Real Estate, Mortgages, News. Anything that helps you, our incredible clients, navigate the world of real estate and mortgages.
Enjoy!

Stephen Green
Dec 23, 20242 min read
Summary of Major Mortgage Changes in Canada Effective December 2024
Starting December 15, 2024, new mortgage rules are set to make the dream of homeownership more attainable for Canadians, especially...

Stephen Green
Dec 5, 20242 min read
Will 2025 be your time to buy (finally)?
The buzz around what the 2025 market could bring for real estate is palpable this month, and with good reason. But will this be the right...

Stephen Green
Nov 21, 20242 min read
The Most Practical Tradition of the Year
It’s the season of traditions – of decking the halls and all that. But when you’re taking a break from being merry all month long, it’s...

Stephen Green
Nov 7, 20242 min read
Make Comfort Your Legacy
For many Canadians, a home is more than just a place to live; it’s a cornerstone of comfort, filled with memories and the foundation upon...

Stephen Green
Oct 24, 20242 min read
Traditional Mortgage Terms Just Don’t Make Sense Anymore
In an era of fluctuating economic conditions, traditional fixed-rate mortgages offer a sense of stability. However, this stability often...

Stephen Green
Sep 25, 20243 min read
Understanding Gross Domestic Product (GDP) and Its Impact on the Canadian Economy, with a Focus on Housing
Gross Domestic Product (GDP) is a critical economic metric used to measure the total monetary value of all goods and services produced...

Stephen Green
Sep 11, 20243 min read
The Pros and Cons of Purchasing a New Build on Assignment in Canada: A Guide for Buyers
I often get asked about the process of purchasing a new build on assignment. This type of transaction can be an excellent opportunity for...

Stephen Green
Aug 29, 20243 min read
Should You Keep Your Existing Home as a Rental Property When Moving? Key Factors to Consider
When it comes to moving, one of the most significant decisions homeowners face is whether to sell their current home or keep it as a...

Stephen Green
Aug 12, 20244 min read
The Mindset Shift: Real Estate Investor vs. Homebuyer
When it comes to purchasing real estate, the motivations and mindsets of buyers can vary widely depending on their goals. The differences...

Stephen Green
Jul 31, 20243 min read
Understanding the Overnight Policy Rate in Canada: A Key Tool for Economic Stability
There is often Confusion between the overnight policy rate that the Bank of Canada sets, and the prime lending rate that banks used to...

Stephen Green
Apr 24, 20242 min read
What If Mortgage Rates and The Prime Rate in Canada Do NOT DROP?
In recent economic forecasts, there's been speculation about potential declines in fixed mortgage rates and the prime rate in Canada....

Stephen Green
Apr 11, 20242 min read
Navigating the Canadian Housing Market: The Starter Home Advantage
As a cornerstone of the Canadian dream, homeownership remains a pivotal goal for many. Amidst fluctuating economic conditions and a...

Stephen Green
Mar 27, 20243 min read
Navigating the Tides: Understanding Sellers' and Buyers' Markets
In the dynamic world of real estate, the terms "sellers' market" and "buyers' market" are frequently bandied about. These phrases offer a...

Stephen Green
Sep 14, 20232 min read
Advantages to Living in a Condo
Living in a condo in Canada offers several advantages, which may vary based on your personal preferences and circumstances. Here are some...

Stephen Green
Aug 3, 20233 min read
Unlocking Home Equity: A Comprehensive Guide to Reverse Mortgages in Canada
As Canadian homeowners approach retirement, they often seek ways to tap into their most significant asset – their home – to secure...

Stephen Green
May 6, 20232 min read
Have You Considered Refinancing to Pay Off Debt?
With rising interest rates and household debt increasing, this may be the perfect time to get the New Year off to a fresh start by...

Stephen Green
Mar 26, 20231 min read
Why Use a Mortgage Professional
There are generally two ways to get a mortgage in Canada: From a bank, or from a licensed mortgage professional. While a bank only offers...
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