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Green Thoughts -
Our Blog
Welcome to Green Thoughts!
This blog is all about Canadian Real Estate, Mortgages, News. Anything that helps you, our incredible clients, navigate the world of real estate and mortgages.
Enjoy!


The Importance of Working with a Mortgage Agent When Your Mortgage is Maturing
As your mortgage maturity date approaches, you might find yourself bombarded with renewal offers from your current lender. While the...

Stephen Green
Jun 20, 20243 min read


What If Mortgage Rates and The Prime Rate in Canada Do NOT DROP?
In recent economic forecasts, there's been speculation about potential declines in fixed mortgage rates and the prime rate in Canada....

Stephen Green
Apr 24, 20242 min read


The Ripple Effect: How a Drop in the Bank of Canada's Prime Lending Rate Impacts the Canadian Housing Market
In the ever-dynamic landscape of Canadian real estate, the actions of the Bank of Canada, particularly adjustments to the prime lending...

Stephen Green
Feb 28, 20243 min read


Why a Mortgage with the Lowest Rate May Not Be Your Best Option
As a Canadian mortgage broker, I've had countless conversations with clients who initially believe that securing the lowest mortgage rate...

Stephen Green
Feb 14, 20243 min read


Understanding Interest Rate Differential (IRD) in Canadian Fixed Rate Mortgages
When you close a fixed-rate mortgage before its maturity date in Canada, you might encounter a term known as the Interest Rate...

Stephen Green
Jan 18, 20242 min read


Understanding Mortgages in Canada: Static vs. Adjustable Variable Rates
Welcome to our blog where we dive into the intricacies of the Canadian mortgage landscape! Today, we're unpacking the key differences...

Stephen Green
Dec 20, 20232 min read
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